Rent-to-Own Partnership Program Canada

Help More Canadians Own a Home.
Earn Full Commission.

Refer clients who can’t qualify for a traditional mortgage and give them access to Rent-to-Own homes in Canada with no credit check and low down payment options. Join the Canadian Rent-to-Own Partner Program and start earning on every qualified lead.

Join the Rent-to-Own Referral Program

Who Should Join the Canadian Rent-to-Own Partner Program?

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Realtors Helping Clients Buy Rent-to-Own Homes in Canada

Work with clients who are not yet mortgage-ready due to low credit scores, limited down payment, or self-employment income.
With Canadian House Partners, you can guide these buyers toward rent-to-own homes across Canada — whether they’re looking for condos, duplexes, or detached houses.

Our program lets your clients build equity while renting and helps you earn full commission faster — no delays, no lost leads.

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Lenders & Mortgage Brokers Seeking Mortgage Alternatives

Have borrowers who want to buy a home but don’t meet CMHC requirements or can’t get approved for a mortgage?

Introduce them to a legally structured rent-to-own program that offers low down payment options, no bank financing, and credit-flexible approval paths.
You’ll help clients become homeowners without needing traditional mortgage approval, while unlocking a new income stream through our partner referral system.

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Newcomer Influencers, Financial Coaches & Community Leaders

Are you part of a community that includes immigrants, newcomers to Canada, or individuals struggling with credit history?

Promote our rent-to-own homeownership solution to help your audience find affordable homes in Ontario, Alberta, BC, and beyond.
You’ll act as a trusted guide — and earn commissions by connecting your network to one of the best rent-to-own programs in Canada.

Why Partner with Canadian House Partners for Rent-to-Own Referrals?

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Help More Canadians Achieve Homeownership

Be part of the solution. Give families across Canada access to affordable rent-to-own homes, fair down payments, and a clear path to building equity while renting.

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Get Paid Full Commission, Faster

We close quickly and pay you your full commission upfront, and earn your entire commission upfront when we close the deal — no waiting, no reduced payouts.

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Help More Canadians Achieve Homeownership

Be part of the solution. Give families across Canada access to affordable rent-to-own homes, fair down payments, and a clear path to building equity while renting.

How the Canadian Rent-to-Own Partner Referral Program Works

Step 1
1
Invite Clients Through Your Unique Referral Portal

Refer home buyers through your personal partner link or invite them directly through the Canadian House Partners portal. Whether you’re a realtor, mortgage broker, or influencer, you’ll earn credit for every lead that comes through your referral — even if they buy months later.

Step 2
2
Clients Get Pre-Qualified for Rent-to-Own

Clients complete a fast online application to check if they’re eligible for our rent-to-own home program in Canada. Our digital system reviews their credit status, income, and budget — no traditional mortgage pre-approval needed. This is ideal for clients with bad credit, newcomers to Canada, or self-employed buyers.

Step 3
3
Clients Shop for Rent-to-Own Homes Across Canada

Once approved, clients are matched with our partner realtors to search for homes, condos, townhouses, or duplexes in their preferred city or province.
They can browse rent-to-own listings in Toronto, Calgary, Vancouver, Montreal, and many other cities across Canada.

Step 4
4
Canadian House Partners Buys the Home

We purchase the home that fits their needs — covering purchase price, legal costs, and closing fees — and rent it back to them while they prepare for a future mortgage.
The client builds equity over time and lives in the home just like a buyer, thanks to our flexible rent-to-own contract structure.

Step 5
5
You Earn Full Commission Upon Purchase

You receive your full referral commission as soon as the home is purchased — no waiting for client mortgage approval or bank delays.
This means faster payouts and higher conversion of previously unqualified leads into successful deals — all without extra effort.

Try Now!

 Join the Canadian Rent-to-Own Partner
Network and Maximize Your Commissions

Refer clients who don’t qualify for traditional mortgages and help them access rent-to-own homes in Canada with low down payments, no credit checks, and a clear path to ownership. Earn your full commission fast by partnering with Canada’s leading rent-to-own home program.

Sign Up as a Partner Today

Trusted by Real Estate Professionals Across Canada

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Canadian House Partners has been an outstanding business partner. Their focus on helping clients become first-time homeowners — even those who can’t qualify for traditional mortgages — is exactly what the market needs.

They’re filling the gap for buyers with low credit or limited down payments, and I’m proud to refer clients to their rent-to-own homeownership program

Marcus Patel
UrbanNest Realty – Vancouver, BC
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Quites

The support from Canadian House Partners has been exceptional. When they reached out about rent-to-own homes in Sault Ste. Marie, I saw how seriously they take client success.

They help buyers who are usually denied by lenders, bridging the gap between high rental rates and affordable ownership. Their system makes it possible for more families to own a home.

Sophie Leblanc
Maple Leaf Realty Group – Montreal, QC
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Quites

This is a fantastic rent-to-own option for buyers with mortgage challenges. My first client referral closed smoothly and quickly.

Canadian House Partners is knowledgeable, transparent, and deeply committed to helping people own homes. I will continue referring my rent-to-own buyers in Ontario to their team.

Carlos Mendes
TrueNorth Realty – Calgary, Alberta
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Common Questions About Our Canadian
Rent-to-Own Partner Program

There are many misconceptions about rent-to-own programs — here’s what you need to know.

You can become a referral partner by signing up through our dedicated partner portal. After registering, you'll receive a personal referral link that tracks every client you refer. Whether you’re a realtor, mortgage broker, or community influencer, you can start referring leads immediately. Our team supports you with tools, email templates, and onboarding resources to help you generate consistent commissions through rent-to-own buyer referrals across Canada.

Yes. We provide a complete onboarding process that includes a walkthrough of our rent-to-own qualification system, access to our partner training hub, and branded resources like referral templates and marketing graphics. You’ll also get personal support from our partner success team, who will guide you on how to explain our rent-to-own model to clients who don’t qualify for traditional mortgage financing.

Our rent-to-own process is designed for Canadians who are locked out of homeownership due to bad credit, lack of down payment, or limited income history. Once approved, we purchase a home the client chooses and rent it back to them under a legal rent-to-own agreement. They live in the property, build savings, and improve their credit while working toward purchasing the home in the future. It's a powerful mortgage alternative that gives clients time and flexibility.

We specialize in helping first-time buyers, self-employed individuals, new immigrants to Canada, and those with low credit scores or past bankruptcies. If someone has stable income but can’t currently get approved for a mortgage, they’re a great fit.

We support the purchase of move-in-ready residential homes, including single-family houses, townhouses, semi-detached homes, bungalows, and condos. The home must be in good condition, located in a community where the buyer plans to stay long-term, and priced within our eligibility range. We offer rent-to-own homes in both major cities and select rural areas across Canada.

Yes — buyers typically need a minimum of 2% to 5% down, which is applied toward the future purchase of their home. This amount is far lower than traditional 20% down payment requirements. We also offer flexible payment options and, in some cases, allow buyers to increase their contribution gradually over time, making homeownership more accessible to a wider range of Canadians.

Our pricing is built around fair market value with full transparency. Monthly payments are broken down into rent and a rent credit, which builds toward the buyer’s equity. Clients receive a clear breakdown of home price, term length, monthly rent, and future buyout amount before they sign. There are no hidden fees, and our system is built to support affordability and long-term success.

As soon as we purchase the home your client selects, you get paid your full commission — upfront. There’s no waiting for mortgage approvals or conditional financing. This makes our referral model faster and more predictable than traditional real estate transactions. It’s especially valuable for agents and brokers who frequently deal with clients unable to close through banks.

Yes. We currently serve buyers in Ontario, Alberta, British Columbia, Manitoba, Saskatchewan, and more. As we expand, we're opening up rent-to-own listings in both metro and mid-sized cities across the country. If you’re a partner in a specific province, we’ll help you localize your outreach and provide city-specific support to convert your leads into buyers.

Absolutely. In fact, those are some of the best candidates. Our program was designed specifically for Canadians who are turned away by banks, including clients with poor credit history, freelancers, self-employed workers, and newcomers without Canadian credit scores.

We help these clients get on the path to ownership while you earn commission for every successful home purchase.

View All Rent-to-Own Partner FAQs